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Agency

February 25, 2019
Agency

Does an SR-22 Mean You’ll Lose Auto Insurance?

Getting an SR-22 penalty is not something most drivers want to experience. At a minimum, it will lead to challenges and changes to your car insurance coverage. In the worst situations, it can even lead to policy cancellations. Why does this occur? For the duration of your SR-22 penalty, you must maintain car insurance. So, […]
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January 14, 2019
Agency

Who to Call First When Filing Claims? Insurer or Technician?

A broken water heater, a roof that has significant damage, or a window with a shattered pane can all be very important repairs requiring immediate help. Many times, home insurance can cover some of these losses. Though the details are important, you should include your home insurance agent in your decisions before you handle any […]
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December 19, 2018
Agency

Auto Insurance Coverage for Live-in Parents

It’s not uncommon for individuals to move parents back into their homes as they begin to age. It can be ideal for protecting them but also has benefits when it comes to keeping the family close. Yet, what happens to auto insurance? If your senior parents still drive, how can you keep car insurance affordable? […]
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November 27, 2018
Agency

What Happens when SR-22s End?

If you’ve had an SR-22 penalty, it will likely end after a period of time. Still, the penalty will remain a reminder of something that comes along with severe driving violations. What do you have to do to put it behind you? You don’t have to let an SR-22 burden you forever. Most penalties are […]
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October 25, 2018
Agency

Does Auto Insurance Cover Falling Objects?

Think back to the movies for a moment. You may remember a scene when a piano falls out of someone’s apartment several floors up onto a car. This is a rare but good example of a falling object. And, depending on the type of auto insurance you have, your policy may cover the damage you […]
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September 24, 2018
Agency

Can a Car Insurer Cancel Your Policy at Any Time?

Perhaps you are in an accident. The damage is significant. And, the resulting auto insurance claim is costly. Could your insurer drop your coverage as a result? This depends on many factors. Most of the time, insurance companies will not do this. However, the details are in your contract. It includes specific times when your […]
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August 6, 2018
Agency

Avoiding the Harmful Effects of Drunk Driving

Intoxication equals distraction, and that’s a recipe for disaster behind the wheel. Drinking and driving poses incalculable risks to you, your vehicle and others on the road. What might happen to your body if you drive drunk? How can you avoid it in the first place? It’s important to understand that driving drunk is more […]
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July 9, 2018
Agency

Why Some State Laws Restrict How Many People Teens Can Drive

Teens are new drivers. They lack necessary skill and experience behind the wheel. Everyone has to learn, but the process requires some extra effort today. This is why many state governments put restrictions on teen drivers. If you are a parent, you should know what these laws are and why they matter. They can influence […]
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June 13, 2018
Agency

Life Insurance For Parents: How To Choose A Policy

As a parent, you work hard to provide for your kids. You would do anything for them. So, its critical that you protect your children’s future by maintaining a life insurance policy. It provides a way for you to secure their financial stability if something were to happen to you. Parents from all walks of […]
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May 30, 2018
Agency

Will Home Insurance Help Cover A Cracked Driveway?

A crack in the driveway can be a problem for many homeowners. It not only can be an eyesore, but it also can create a dangerous situation. For example, guests could trip on the cracked concrete. Or the crack could cause your tires to deflate. As a property owner, you need to make repairs to […]
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