December 7, 2019
AgencyHow Long Do You Need an SR-22 after a DUI?
DUIs and DWIs are the biggest violations that cause drivers to become high-risk. If you receive a DUI, you’ll most likely be required to carry an SR-22. The time period you must carry the SR-22 varies per state, but you’ll generally need to carry it for three years after your DUI. Do I Still Need […]
November 8, 2019
AgencyCan I Transfer My Current Insurance Policy To A New Car?
So, you finally got that new car you’ve had your eye on. Now, the only problem is getting covered. Do you have to sign up for a whole new policy? Can you transfer your old policy over to your new car? Will your rates go up? Here’s what you need to know: Your current policy […]
October 23, 2019
AgencyDifferences Between Personal and Commercial Car Insurance
Personal and commercial auto insurance cover different types of driving. Both policies cover you for medical bills and property damage, but your personal insurance won’t cover you for accidents that occur during business-related driving. Learn the basics of auto and commercial insurance and how to tell if you need commercial auto insurance. Personal Auto Insurance Personal car insurance […]
September 17, 2019
AgencyWhat Is Rate Protection?
When purchasing auto insurance, your goal may be to find a low rate. You want to save money. During the course of the year, you may experience situations requiring you to file a claim. Will this cause your rates to go up? What about next year, when you try to renew? Some insurance companies offer […]
August 26, 2019
AgencyDoes a Wreck Trigger an SR-22 Penalty?
Let’s say you have a car wreck. You might damage your own car, along with someone else’s property or vehicle. Then, you might hurt yourself, or worse still, cause injury to someone else. Regardless of who gets hurt, or how many vehicles are involved, the cost of recovery could get very costly. Also, if the […]
August 7, 2019
AgencyHow to Minimize Slips and Falls at a Salon
One of the biggest risks for liability claims in a salon is a slip-and-fall. Falls happen often because of the conditions present. Loose cords, wet floors, and even hair on the floor create a dangerous situation. As a salon owner, you may know the value of having general liability insurance. Yet, it is best to work […]
June 21, 2019
AgencyWill Auto Insurance Pay for Damage to a Bike You Hit
Bike accidents are growing in frequency. As more people take to the roads on their bikes, it becomes more likely you could hit one accidentally. If this happens, you may be unsure of what to do. Most of the time, your auto insurance provides coverage for the losses of the bike rider. There are some […]
May 29, 2019
AgencyDon’t Lapse: Keep Car Insurance Active During SR-22 Periods
If you commit a driving violation, you might have to get a SR-22. When you do, you’ll have to keep a car insurance policy active and linked to the SR-22. If you let your coverage lapse, then you could face significant penalties. SR-22s impose more stringent requirements on drivers than a simple rule to carry […]
April 22, 2019
AgencyThe Importance of Your Motorcycle Lights
You like to ride your motorcycle at all hours. However, once the sun goes down, you need to turn on your lights. If you don’t turn them on, or if they don’t work correctly, then you put yourself and your bike at risk. You put other people at risk as well. The lighting is one […]
March 25, 2019
AgencyWhy You Should Pay Your Full Policy Amount at Once
You have several options when it comes to buying auto insurance. Sometimes, it is better to pay the full balance you owe to the insurer at one time. You do not always have to do this. However, there are some advantages to doing so. When you buy car insurance, work with your agent to get […]